How to Get the Best Deal on Motorbike & Scooter Insurance After Passing Your CBT

Passing your Compulsory Basic Training (CBT) is an exciting milestone! Whether you’ve got your eye on a stylish scooter for commuting or a 125cc motorcycle for weekend rides, sorting out your insurance is the next big step.

At AAA Motorcycles, we understand that finding affordable yet comprehensive motorbike insurance can be overwhelming, especially for new riders. That’s why we’ve partnered with Bikesure, one of the UK’s leading motorcycle insurance specialists, to help you get the best deal.

Understanding Your Insurance Needs

When choosing motorbike insurance, there are three main types of cover to consider:

• Third-Party Only (TPO) – The legal minimum. Covers damage to other vehicles or property but not your own bike.

• Third-Party, Fire & Theft (TPFT) – Includes TPO cover plus protection if your bike is stolen or damaged by fire.

• Comprehensive – The highest level of protection, covering damage to your own bike as well as third-party claims.

For new riders, it’s important to strike the right balance between affordability and coverage. Going for the cheapest policy isn’t always the best move if it leaves you vulnerable in case of an accident.

Tips for Getting the Best Insurance Deal

1. Use a Specialist Insurer
   General insurance companies may not offer the best rates or coverage for motorcycles. Bikesure specialises in motorbike and scooter insurance, offering tailored policies that cater to new riders.

2. Choose the Right Bike
   The cost of your insurance heavily depends on the bike you ride. Smaller engine sizes (50cc-125cc) are cheaper to insure, and models with factory-fitted security features are looked on more favourably.

3. Improve Security
   Using a high-quality lock, ground anchor, or keeping your bike in a secure garage can significantly reduce your premium. Some insurers, including Bikesure, offer discounts for added security measures.

4. Consider Additional Training
   Completing further training, such as a DVSA-approved advanced riding course, can show insurers that you are a safer rider, which may lower your premium.

5. Limit Your Mileage
   If you only ride occasionally, declaring a lower annual mileage can reduce your insurance costs. Be honest about your expected usage to avoid issues with claims.

6. Opt for a Higher Excess
   Choosing a higher voluntary excess (the amount you pay towards a claim) can reduce your monthly or annual premiums. Just ensure it’s still affordable in case you need to make a claim.

7. Build Your No-Claims Discount (NCD)
   Safe riding without claims can help you secure discounts in the future. Some insurers even allow NCD to be transferred from other policies.

8. Compare Policies
   While price comparison sites are useful, direct providers like Bikesure often have exclusive deals that won’t appear on these platforms.

Why Choose Bikesure for Your Motorbike Insurance?

As a trusted partner of AAA Motorcycles, Bikesure offers bespoke policies that cater to all types of riders, including those who have just passed their CBT. Here’s why they’re a great choice:

• Competitive rates for new riders.

• Discounts for added security and advanced training.

• Policies tailored to scooters and 125cc motorcycles.

• Friendly, expert advice from motorcycle specialists.

Get a Quote Today

Don’t let expensive insurance hold you back from enjoying the open road! Contact Bikesure today for a free, no-obligation quote and secure the best deal for your motorbike or scooter insurance. For their best rates call 0800 089 8070 quoting reference G4418.

👉 Get a Quote from Bikesure Now!

Have questions? Visit us at AAA Motorcycles for expert advice on choosing the right bike and insurance for your needs.

With the right insurance in place, you can hit the road with confidence, knowing you’re covered. Ride safe and enjoy your new motorbike adventure!